If you stay in Braunschweig for a longer time
Statutory Health Insurance
If you have an employment contract in Braunschweig and earn less than €60,750 per year, you will automatically be insured with one of Germany's statutory health insurance companies. Your research institution transfers the contribution directly from your salary to the insurance company. Your children and your partner are insured free of charge if they live in Germany and have no income of their own.
Private Health Insurance
If you are a scholarship holder, you will need to take out private health insurance. With private health insurance, you can individually pick and choose the health services you want. The rates vary considerably from company to company and obviously depend on the services covered. When signing a contract for private health insurance, make sure that the services covered are at least equal to those of a statutory health insurance policy.
For short-term stays
For short-term stays without an employment contract, you will usually have to take out private health insurance. Your home country health insurance may be accepted, depending on your country of origin and the coverage provided by your insurance policy. As soon as you know the exact terms of your stay in Braunschweig, we can find out for you whether your health insurance is accepted in Germany or whether you will have to take out a German health insurance policy.